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Godoy T., J. R. (2020). BANCARIZACIÓN, DIGITALIZACIÓN Y BANCA MÓVIL. EVOLUCIÓN DE LOS MODELOS DE NEGOCIOS BANCARIOS, EN LA ECONOMÍA DIGITAL DE PANAMÁ. Revista FAECO Sapiens, 3(2), 13–37. https://doi.org/10.48204/j.faeco.v3n2a2